QR code scams have emerged as a fast-growing cyber threat in the digital age. With the widespread use of QR codes for payments and promotions, scammers are now exploiting this convenience to deceive users. Known as “quishing,” this method combines QR codes and phishing tactics to steal personal data, drain bank accounts, or install harmful malware. Understanding how these scams work and how to protect yourself is essential, especially for travelers and everyday tech users.
Understanding the QR Code Scam Trend
The rise of QR code scams has raised significant concerns among cybersecurity experts. Quishing scams typically involve replacing legitimate QR codes with fake ones, often placed over real codes in public areas. Once scanned, the malicious code redirects users to phishing sites that appear genuine. These fake websites then ask for sensitive information like bank login credentials, credit card numbers, or personal details.
As cited from Wired, quishing attackers often trick victims by asking them to download harmful software or enter login data into dangerous sites. “The QRIS security is a shared responsibility,” said Filianingsih Hendarta, Deputy Governor of Bank Indonesia. “Bank Indonesia, ASPI [Indonesian Payment System Association], and industry players continuously promote education and awareness about QRIS transaction security to merchants,” she added, as reported by CNBC Indonesia. With the ease of generating QR codes, the risks have only increased.
Read More: Phishing Scams on Social Media: Tips for Business Safety
Why Travelers and Public Users Are Targeted
Travelers and public space users are often prime targets for QR code fraud. Their dependence on mobile transactions, combined with unfamiliar environments, makes them more vulnerable. Many travelers rely on QR codes for quick access to transportation, hotel bookings, and local discounts. This urgency and convenience often reduce caution.
Moreover, a lack of awareness about quishing further elevates the risk. People rarely expect a simple scan to compromise their financial security. In high-traffic areas like restaurants, tourist attractions, and stations, scammers exploit the minimal attention users pay before scanning a code.
QR Code Scam Prevention Tips
Recognizing and preventing QR code scams is crucial to protecting your data. Follow these steps to avoid becoming a victim:
- Always inspect QR codes before scanning. Avoid codes that look tampered with or are pasted over other materials.
- Use trusted QR scanner apps that preview the URL before opening.
- Verify the URL after scanning. Make sure it leads to a legitimate website.
- Never enter personal or financial information on suspicious sites.
- Enable two-factor authentication on all your accounts.
- Log out of devices that are no longer in use to prevent unauthorized access.
Filianingsih also emphasized that buyers have a responsibility to verify scanned codes. “The name must be accurate — for example, don’t scan a code that says it’s from a foundation when the shop is a spare parts store. That’s not appropriate,” she explained.
What to Do If You’ve Been Scammed
If you suspect you’ve fallen victim to a QR code scam, act quickly to limit the damage. First, contact your bank or financial institution and report any suspicious activity. Request to block your card and monitor your account closely.
Next, change all your passwords, especially for email, e-wallets, and social media. Delete any apps or links accessed through the malicious QR code. Scan your device for malware and report the incident to cybercrime authorities or relevant platforms.
Read More: Indonesia Combats Digital Fraud with Integrated Anti-Scam Center
Staying Informed and Secure Online
QR code scams will continue evolving as technology advances. However, users can stay protected by remaining vigilant and taking simple but effective precautions. As Filianingsih stated, protecting QRIS and digital payments is a shared responsibility. By verifying each transaction, inspecting QR codes, and avoiding suspicious links, users can enjoy secure and seamless digital experiences.
Source: cnbcindonesia.com, traveloka.com
Image: Getty Images
