Bali’s digital economy development is gaining traction as Bank Indonesia (BI) strengthens its push for digital innovation across the island. With the tourism sector no longer the sole economic driver, Bali is embracing digital transformation as a new engine of growth. The rapid rise in QRIS (Quick Response Code Indonesian Standard) adoption reflects this shift, supported by public participation, government policy, and a thriving creative ecosystem.
QRIS Transactions Fuel Bali Digital Economy
BI reported a sharp increase in QRIS transactions in Bali, highlighting a clear transition toward non-cash payments. As of March 2025, QRIS transaction value had reached IDR 1.54 trillion, with 10.7 million transactions recorded. The number of merchants reached 959,040, and the user count exceeded 1.09 million.
“QRIS is the public’s non-cash payment tool. So it will continue to function effectively, and I don’t believe the U.S. Treasury’s concerns will have any impact,” said Erwin Soeriadimadja, Head of BI’s Bali Representative Office, as reported by Nusabali.com.
Erwin also emphasized that QRIS connects directly with banks, MSMEs, and merchants, driving the digital ecosystem forward. The momentum highlights Bali’s readiness to expand beyond tourism and into inclusive digital commerce.
Read More: BI: Digital Payments Boost Growth of Digital Economy
Baligivation 2025: Driving Public Engagement
To build awareness and participation in digital initiatives, BI Bali launched Baligivation 2025. This festival showcases Bali’s progress in digital innovation through exhibitions, education, and digital competitions. The event runs from April to August 2025 under the theme “Realizing Bali as a Digital Island to Enhance Inclusivity.”
“We want to build smart, empowered consumers who understand how to transact safely and comfortably in the digital space. This is crucial for the progress of digitalization in Bali,” said Erwin.
Baligivation includes programs like the QRIS Summer Run on June 15, designed to improve user experience with digital transactions. It also encourages participation from content creators, students, and the general public.
Government and BI Collaboration for Digital Growth
BI’s efforts align with the Bali Provincial Government’s six priority programs introduced by Governor Wayan Koster. One of those priorities is the development of Bali as a secure and inclusive digital island. BI and local governments collaborate to support this goal through regulation, education, and infrastructure.
The government has already issued regional regulations for creative and digital economies. It is also building digital infrastructure down to the village level, including the Turyapada Tower, to strengthen networks in North Bali.
“This collaboration aims to realize Bali as a Digital Island,” said Erwin during the Baligivation 2025 Kickoff as cited by bisnis.com.
Strengthening the Bali Digital Economy Ecosystem
Bali digital economy momentum also stems from successful digitization of local taxes and retributions. All provincial and city governments in Bali now use cashless systems, resulting in higher regional revenue. According to the Directorate General of Treasury, Bali’s Regional Original Revenue (PAD) reached IDR 4.17 trillion, up 22.17% year-on-year.
BI is also partnering with the Ministry of Creative Economy to educate youth on digital innovation. “During Baligivation, we are also partnering with digital service providers to educate the public on how to sell products digitally. We also want to involve content creators or students interested in becoming content creators in this education process,” said Erwin.
Toward a More Inclusive Digital Future
With strong support from the government, business, and the public, Bali’s digital economy continues to evolve. Initiatives like QRIS adoption and Baligivation not only enhance financial inclusion but also position Bali as a national leader in digital transformation. As Erwin noted, “QRIS as a non-cash payment method is growing tremendously in Bali.”
The island’s progress reflects a broader shift toward sustainable, inclusive, and tech-driven economic growth.
Read More: Minister: Indonesia’s Digital Economy to Hit USD 130-Billion in 2025
Source: nusabali.com, bali.bisnis.com
Image: bisnis bali/suardika
